Owners Row

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The two scams almost every private seller meets

Both are obvious once somebody tells you. Nobody tells you. That is the whole reason they work.

Nobody sends more than you asked for by accident.

Overpayment, then a refund

A buyer sends more than you asked for.

A cashier’s check, a money order, sometimes a convincing screenshot of a transfer.

Then they ask you to wire the difference back — often to a shipper, or somebody else entirely.

The original payment fails days later.

A bank accepting a check is not the same as that check clearing. By the time anyone notices, the money you sent back is gone.

Sight-unseen, and they will send a shipper

An enthusiastic buyer who never wants to see the vehicle.

Often out of state. Often overseas. Always with a transport company standing by.

The transport fee is the hook. You are asked to pay it, or to take a payment that covers it and forward it on.

Somebody who will not look at a used vehicle before buying it is doing something other than buying a used vehicle.

Six questions that filter without naming a price

Screening is not haggling.

These sort the people who will turn up from the people who will not, and none of them touches what you will take:

  • When are you looking to buy?
  • Are you paying cash, or arranging financing?
  • Have you seen the photos and the listing?
  • Where are you coming from?
  • When can you come and look at it?
  • Will anybody be coming with you?

Write down where they came from

By day three you will not remember who said what.

One line per caller — name, number, where they found it, what they asked.

Cross out the ones who never showed. You will stop wondering whether to call them back.

A call log sheet

Ours has the six questions printed on it, a column for where they found the listing, and the two scams named outright in a callout. Free, no account.

What this page is

A plain description of how this generally works in private vehicle sales in the United States. Rules differ by state and change. It is not advice about your sale — for that, your state's motor vehicle agency is the authority, and their current page is what governs.